Ohio Marketplace to Add New Insurer for 2027 Coverage
Residents losing current plans will need to select a new provider when open enrollment begins this November.
Updated on Oct. 21, 2026 in Insurance
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AmeriHealth Caritas will join the Ohio Health Insurance Marketplace in 2027, filling a gap as other providers exit the exchange. This change will affect current customers and residents looking for coverage during the upcoming open enrollment period.
Why it matters
The expansion introduces a new choice in a marketplace where the total number of insurers is shrinking, potentially helping residents navigate rising costs and narrower options. As two major providers exit, the move aims to maintain coverage access for those needing to select new plans.
The number of companies selling plans on the Ohio Marketplace is decreasing from 11 in 2026 to nine for 2027. This change impacts the approximately 54,000 residents currently covered by the departing insurers.
The players
AmeriHealth Caritas
A health insurance provider that manages Medicaid plans and will begin offering Marketplace coverage in 2027.
CareSource
A major health insurance provider that will discontinue its offerings on the Ohio Marketplace in 2027.
Molina Healthcare of Ohio
A regional insurer that is exiting the Ohio Marketplace effective in 2027.
Ohio Department of Insurance
The state regulatory agency responsible for overseeing and approving insurance plans sold to residents.
The details
AmeriHealth Caritas, which already provides Medicaid managed care in Ohio, will offer coverage across 11 counties including Cuyahoga, Franklin, and Hamilton. Because CareSource and Molina Healthcare of Ohio are withdrawing from the Marketplace, affected households will need to transition to new carriers. Open enrollment will determine which of the nine remaining insurers best fits specific budget and health needs.
Timeline
Open enrollment for 2027 Marketplace coverage begins Nov. 1, 2026.
New Marketplace coverage plans will take effect Jan. 1, 2027.
Money Landscape
The transition marks a shift in the local insurer landscape as the state moves toward a leaner roster of nine companies for 2027. This reflects ongoing adjustments within the Affordable Care Act Marketplace exchange structure as providers rebalance their service areas.
If you are among the 54,000 residents losing your current plan, you must choose a new insurer during the upcoming open enrollment window to avoid a gap in coverage. Compare the network, deductibles, and premiums of the nine approved companies to find the most cost-effective plan.
The takeaway
Marketplace consolidation often means residents need to be proactive about re-evaluating their health coverage. Always review your plan's summary of benefits annually, and discuss any transitions with a qualified insurance professional before the January coverage effective date.
What happens next
Ohio residents currently enrolled with CareSource or Molina Healthcare should prepare to select a new plan during open enrollment starting Nov. 1, 2026. Consult with a licensed insurance broker or the state marketplace portal to review all available options for 2027.
Further reading
To compare your coverage options, visit our Insurance section for more resources.
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