Martin's Point Medicare Advantage Plans to Change in 2027
Maine members face premium hikes and network limits that may require a plan switch for the new year.
Updated on Oct. 21, 2026 in Insurance
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Martin's Point is set to change its Medicare Advantage plan offerings and premium structures in 2027. Households enrolled in these plans in Maine will face network changes and potential cost increases, which may require them to switch coverage.
Why it matters
These changes impact out-of-network benefits and monthly premiums, potentially forcing members to change plans to maintain their current levels of care. These adjustments represent a significant shift in cost and accessibility for Maine Medicare beneficiaries starting in the new year.
Essential plan monthly premiums will rise from $0 to between $15 and $105 in 2027, while Select plans will see monthly cost increases of roughly $50. These adjustments affect four types of Medicare Advantage plans offered across Maine.
The players
Martin's Point
A health insurance provider offering Medicare Advantage plans to households in Maine.
The details
The upcoming 2027 structure removes out-of-network coverage from Prime and Essential plans entirely. To maintain out-of-network access, beneficiaries must switch to a Select plan, though Prime and Select options will be discontinued in Piscataquis, Somerset, Washington, and Hancock counties. Members should verify their preferred doctors are still within their network before the enrollment period begins.
Timeline
New Medicare Advantage plan structures and premiums take effect in 2027.
Money Landscape
These changes follow the standard annual cycle of Medicare Advantage plan adjustments where carriers modify network access and premiums. The shifts in 2027 align with broader trends of carriers refining regional availability and benefits to align with cost structures.
Beneficiaries must verify if their current doctor remains in-network and compare new premiums to avoid unexpected costs. Residents in affected counties should consult with a qualified professional to evaluate switching to a new plan that maintains necessary coverage levels.
The takeaway
The removal of out-of-network benefits from Prime and Essential plans means coverage continuity is not guaranteed for 2027. Review your annual notice of change documents and confirm provider network status before the new year to ensure your plan still aligns with your household needs.
Further reading
For more on managing your coverage, see our guide on Insurance.
Source note: This article includes information reported by Wabi.
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