Chase Ends Online Ritz-Carlton Credit Card Applications
New customers can no longer apply online for the card, which carries a $450 annual fee and specific travel benefits.
Updated on Oct. 27, 2026 in Credit Cards
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Chase has closed online applications for the Ritz-Carlton Visa Infinite credit card, effectively ending the standard web-based sign-up process for the product. Current cardholders or those interested in the card may still be able to access the account through a product change.
Why it matters
This change limits the ability for new customers to apply for the card independently, making a product change the primary remaining pathway for interested applicants. Households should carefully review whether the card's specific hotel perks remain a value add for their spending habits before seeking a change.
The Ritz-Carlton Visa Infinite credit card carries a $450 annual fee for all cardholders. While the card is no longer available to new applicants online, the exact success rate of obtaining the card via a product change remains unknown.
The players
Chase
A major financial institution that issues various credit card products and manages consumer accounts.
The details
The Ritz-Carlton Visa Infinite card is a premium product known for Marriott-related hotel benefits and Priority Pass airport lounge access. By removing the online application, Chase has shifted access to a product change, a process where a current account holder transitions an existing card to a different one within the same issuer. Consumers interested in this card should consult with a qualified financial professional to determine if the $450 fee aligns with their travel spending goals.
Timeline
October 27, 2026: Online applications for the card are officially closed.
Money Landscape
The closure of online portals for niche credit card products reflects a broader strategy among issuers to curate their premium customer bases. This shift marks a departure from standard open-market acquisition models for legacy luxury cards.
If you were planning to apply for this card, you will need to contact the issuer to discuss alternative paths like a product change. Review your current accounts to see if an existing card might qualify for an upgrade to the Ritz-Carlton tier.
The takeaway
The end of online applications signals that issuers are moving away from public sign-ups for certain legacy cards. Keep track of your current account terms and reach out to your bank to verify if you remain eligible for product changes that offer the specific travel benefits you need.
Further reading
Learn more about navigating Credit Cards to understand how card changes and application policies affect your account options.
More information
For additional details on the card features and benefits, visit the Ritz-Carlton card information page.
Source note: This article includes information reported by InsideFlyer.
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