New 7% Yielding Token Launches for Real Estate Assets

The HOME token allows investors to access residential loan yields starting at a minimum entry of 1 USDC.

Updated on Oct. 22, 2026 in Residential

Isometric editorial illustration showing a minimalist, solid-colored suburban house model resting on a block-like foundation. — NUVA has launched a new ERC-20 token called HOME, backed by a portfolio of U.S. residential real estate loans offering a 7% yield. AI Illustration. Upload story photo >

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Do you trust digital tokens backed by residential real estate loans as reliable financial investments?

NUVA has launched a new yielding vault token called HOME, which is backed by a portfolio of U.S. residential real estate loans. This asset allows investors to participate in real estate-backed credit with a minimum entry of 1 USDC.

Why it matters

The HOME token structures residential real estate loans into a composable ERC-20 token, offering a targeted 7% net annual percentage yield to investors. It utilizes a first-loss equity tranche to manage risk while providing exposure to assets like home equity lines of credit.

The HOME token targets a 7% net annual percentage yield with a minimum entry of 1 USDC. A 5% first-loss equity tranche is designated to absorb losses for the vault, which holds loans recorded on the Provenance Blockchain.

The players

NUVA

A financial technology firm that launched the HOME yielding vault token.

Figure Investment Advisors

An SEC-registered investment adviser that manages the residential real estate-backed loans underlying the token.

The details

The HOME token functions as an ERC-20 token backed by U.S. residential real estate loans including home equity lines of credit, transition loans, and debt service coverage ratio loans. These assets are managed by Figure Investment Advisors and recorded on the Provenance Blockchain. To mitigate investor risk, the vault utilizes a 5% first-loss equity tranche, and the policy rate that determines the yield is reset on a monthly basis.

NUVA launched the HOME token on October 22, 2026.
The vault's policy rate resets on a monthly basis.

Money Landscape

This development represents a move toward bringing residential credit assets onto the Provenance Blockchain, which currently hosts $30 billion in total value locked. It follows the broader industry trend of tokenizing traditional loan portfolios to offer yield-bearing digital assets.

Investors interested in this token should note that withdrawal processing can take up to three U.S. business days. Before considering this asset, discuss the risks of real estate-backed loan portfolios with a qualified financial professional to determine if it fits your liquidity needs.

The takeaway

The HOME token provides a novel way to earn yield through U.S. residential loans, though it carries unique liquidity and asset-backing risks. Investors should review the monthly policy rate resets and understand the role of the 5% equity tranche before allocating capital.