Barnes Smart Solutions Updated EMV Card Platform
The platform now supports TR-31 key-block standards, aiming to improve security for card issuers globally.
Updated on Oct. 1, 2026 in Credit Cards

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Barnes Smart Solutions has updated its P3 EMV data preparation platform to include support for TR-31 cryptographic key-block formats. This change enables card issuers to integrate modern security standards directly into their card-issuance environments.
Why it matters
As security requirements for payment cards evolve, issuers are seeking updated platforms that provide better control and flexibility for card programs. These enhancements allow for faster product launches and more secure data generation through hardware security modules.
The updated platform now incorporates TR-31 cryptographic key-block handling within its data-preparation workflow. This update allows issuers to use RSA key caching and secure hardware security modules to generate card data.
The players
Barnes Smart Solutions
A provider of data preparation technology used by financial institutions to issue payment cards.
The details
The P3 platform automates the application of EMV product profiles and performs cryptographic processing to ready data for personalization systems. By embedding compliant key-block handling into the existing workflow, the platform helps institutions meet rigorous security mandates. These changes are designed to support more complex card-issuance models while maintaining secure, isolated generation environments.
Timeline
October 1, 2026: The platform enhancements were formally announced.
Money Landscape
The adoption of the TR-31 standard represents an industry-wide transition toward more robust, block-based cryptographic security for payment card infrastructure. This shift follows the ongoing evolution of global security requirements for all digital financial transactions.
While these backend infrastructure changes do not directly impact individual consumer bank accounts, they support a more secure environment for issuing payment cards globally. Consumers should consult with their bank if they have specific questions about the security standards protecting their financial products.
The takeaway
The move to TR-31 formats reflects a broader industry priority to harden payment security against modern threats. Consumers can stay informed about the security features of their accounts by reviewing their card issuer's terms of service and security disclosures.
Further reading
Learn more about the latest innovations in payment security within our Credit Cards section.
Source note: This article includes information reported by ITWeb.
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Should organizations prioritize keeping sensitive card-data preparation in-house instead of using external service providers?





