Denver Firm Targeted $29 Million in Annual Savings

Mercer Advisors seeks a $1.65 billion loan refinancing to reduce borrowing costs for the wealth management company.

Updated on Sept. 22, 2026 in Financial Planning

Isometric editorial illustration featuring a heavy steel plinth and crystalline lattice structure representing corporate financial restructuring. — Mercer Advisors has launched a $1.65 billion leveraged loan refinancing in a move designed to cut its annual interest expenses by $29 million. AI Illustration. Upload story photo >

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Denver-based Mercer Advisors has initiated a $1.65 billion leveraged loan refinancing aimed at lowering annual borrowing costs by $29 million. The move follows a period of growth that saw the firm surpass $100 billion in assets under management in June 2026.

Why it matters

Refinancing existing private credit debt could reduce borrowing margins by 1.75 percentage points, directly strengthening the financial position of the firm. The company is simultaneously investing in its digital operating platform under new leadership.

Mercer Advisors manages $111 billion in total assets and recently appointed Cynthia Loh as chief platform officer. The firm targets $29 million in annual savings through the proposed $1.65 billion loan refinancing.

The players

Mercer Advisors

A Denver-based wealth management firm providing investment and financial planning services to clients.

Cynthia Loh

The new chief platform officer overseeing digital products and operations previously affiliated with Goldman Sachs and Betterment.

The details

The firm is seeking a seven-year leveraged loan to pay down existing debt, which would effectively lower borrowing margins by 1.75 percentage points. Simultaneously, Mercer Advisors has tapped Cynthia Loh to manage its integrated operating platform, which includes the Aspen AI tool now used by 1,100 wealth professionals.

June 2026: Mercer Advisors reached $100 billion in assets under management.
September 2026: Cynthia Loh was appointed as chief platform officer.

Money Landscape

This move reflects a broader trend of financial institutions seeking to optimize capital costs in the current private credit debt market. The initiative follows a period of rapid growth for the firm, which reached $100 billion in assets under management earlier this year.

This corporate restructuring does not change personal service fees, but it highlights the importance of working with firms that effectively manage their own operational overhead. Clients should review their wealth management agreements during annual check-ins with a financial professional.

The takeaway

Mercer Advisors is prioritizing operational efficiency by trimming borrowing margins through a major debt restructuring. Investors should track these institutional shifts to ensure their wealth managers maintain long-term stability in changing rate environments.