Consumer Confidence Fell in September
The national index dropped as households adjusted to higher rates and geopolitical tensions.
Updated on Sept. 29, 2026 in Economic Indicators
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The Conference Board Consumer Confidence Index fell to 81.9 in September 2026, down from 88.6 in August. This decline reflects shifting sentiment during the survey period conducted from September 1 to September 23.
Why it matters
Changes in confidence often signal shifts in how households approach major purchases and savings, reflecting broader economic pressure from rising federal funds rates. The decline in both current and future outlooks highlights a cautious environment for family financial planning.
The index score fell to 81.9 in September, down from 88.6 in August. Within this, the Present Situation Index dropped 7.9 points to 109.3, while the Expectations Index declined 5.9 points to 63.6.
The players
The Conference Board
An independent economic research organization that provides benchmark data to help households and businesses track national economic sentiment.
The details
The index decline was driven by lower scores across both current conditions and future expectations. These figures, captured during a September 1 to September 23 survey window, reflect how households are reacting to tightening monetary policy, specifically federal funds rate hikes, alongside ongoing geopolitical uncertainty. Concurrently, the US Dollar Index fluctuated between 101.40 and 101.50 during the period.
Timeline
August 2026: The Consumer Confidence Index measured 88.6.
September 1-23, 2026: The survey period for the index results.
September 2026: The Consumer Confidence Index fell to 81.9.
Money Landscape
Consumer sentiment is closely linked to the federal funds rate cycle, which directly impacts the cost of borrowing for U.S. households. This September decline marks a shift in the broader economic mood as families navigate the current interest rate environment.
A drop in consumer confidence often precedes more conservative household spending and a focus on building emergency savings. Families should review their debt obligations and consider consulting a financial professional to discuss how high-rate environments affect their specific budget.
The takeaway
Confidence levels offer a window into how peers are perceiving the current economic climate and future stability. Monitor future monthly index reports as a signal for potential changes in spending behavior and credit access.
Further reading
For more information on how national trends influence household financial planning, visit the Economic Indicators section.
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