Global Household Financial Assets Rose 8.6 Percent in 2025
Rising market valuations drove most wealth growth for households worldwide, with securities holdings increasing by 12.4 percent.
Updated on Sept. 29, 2026 in Investing
Live Poll
Is now a good time for households to rely on stock market growth for building wealth?
Global financial assets reached a total of 268.4 trillion euros in 2025, marking an 8.6 percent increase from the previous year. This growth was largely fueled by robust market performance rather than new household savings.
Why it matters
Market gains accounted for 80 percent of new wealth in 2025, highlighting how dependent household balance sheets have become on securities performance. This shift emphasizes the importance of portfolio composition in determining whether households capture these gains.
Global financial assets climbed to 268.4 trillion euros in 2025, with securities holdings growing by 12.4 percent. While wealth increased, global fresh savings fell by 5.4 percent to 4.1 trillion euros.
The players
Allianz
A global financial services provider that produces regular research on household wealth and savings trends.
Singapore
An international financial hub that ranked as the fourth wealthiest country globally with 192,840 euros in net financial assets per capita in 2025.
The details
In 2025, surging asset prices provided the primary engine for wealth creation, contributing roughly 4 out of every 5 euros in new household gains. As securities now constitute 46.9 percent of global financial assets, households with heavy exposure to market-linked investments saw significant growth. Conversely, the 5.4 percent drop in global fresh savings indicates that households are relying more on capital appreciation than on cash deposits to build net worth.
Timeline
2019 served as the baseline for calculating nominal financial asset growth.
2024 saw Singaporean gross financial assets grow by 8.5 percent.
2025 was the year global financial assets reached 268.4 trillion euros.
2026 brings projections of potential 9 percent growth in global financial assets.
Money Landscape
The 2025 growth cycle extends a period of significant market-led appreciation, heavily influenced by the 95 percent rise in the S&P 500 since late 2022. This performance far exceeds historical averages for real asset growth.
Households should evaluate their exposure to market volatility, as a 25 percent correction in the S&P 500 could erase approximately 27 trillion USD in global wealth. Discuss your risk tolerance and diversification strategy with a qualified financial professional to ensure your balance sheet remains resilient.
The takeaway
While 2025 was a year of substantial wealth growth, it was driven more by market performance than by individual savings discipline. Readers should periodically review their portfolio asset allocation with a qualified financial professional to ensure they are not over-exposed to market corrections.
Further reading
For more on managing market-linked assets, review our guide to Investing.
More information
Review the detailed findings in the Allianz Global Wealth Report 2026 study.
Live Poll
Is now a good time for households to rely on stock market growth for building wealth?
