Xaman Wallet Growth Strained XRP Ledger Node Capacity
A surge in self-custodial wallet users has triggered infrastructure challenges on the XRP Ledger network.
Updated on Sept. 23, 2026 in Investing
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The self-custodial Xaman mobile wallet has reached 735,000 active users, a 45.8% increase that has outpaced the processing capacity of some XRP Ledger nodes. This growth in account numbers places new strain on the underlying network infrastructure.
Why it matters
The capacity constraints highlight the technical trade-offs of scaling self-custodial financial platforms that require base reserves on the ledger. As account activity surges, developers must adjust infrastructure to maintain stable operations for all participants.
The Xaman wallet base has grown to 735,000 active users, up 45.8% from 600,000 in 2024. Each of these accounts requires a 1 XRP base reserve to activate on the ledger, contributing to the current network capacity demands.
The players
Xaman
A self-custodial mobile wallet gateway for the XRP Ledger and Xahau networks that allows users to store private keys on-device.
XRP Ledger
A decentralized blockchain network that facilitates digital asset transactions and requires specific base reserves for account activation.
The details
Xaman operates as a gateway where users store private keys directly on their mobile devices for the XRP Ledger and Xahau networks. The rapid influx of new accounts has strained node capacity, as every activation triggers a mandatory 1 XRP base reserve recorded on the ledger. Developers are currently working on a fix, with the BatchV1_1 amendment expected to help address these processing constraints.
Timeline
Active users were measured above 600,000 during 2024.
The BatchV1_1 amendment is expected to activate in late September 2026.
Money Landscape
The strain on XRP Ledger nodes follows a broader trend where rapid user adoption of self-custodial financial tools challenges existing network throughput. The upcoming activation of the BatchV1_1 amendment marks the latest effort to modernize the ledger to accommodate higher interaction volumes.
Users with assets in Xaman should note that network-wide adjustments are underway to stabilize the platform. Those planning to create new accounts should be aware that the 1 XRP base reserve requirement remains a standard protocol for the ledger.
The takeaway
Rapid scaling of digital wallets can lead to unexpected infrastructure bottlenecks on underlying ledger networks. As these platforms grow, keep an eye on official network development roadmaps to understand potential impacts on transaction speeds or account activation requirements.
What happens next
The BatchV1_1 amendment is anticipated to activate by late September 2026.
Further reading
For more information on the evolving mechanics of digital asset storage, visit the Investing section.
Source note: This article includes information reported by Crypto Briefing.
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